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Fee-Only Medicare Advisor

  • Works for you, not insurance companies.
  • Forbidden by Florida law from selling Medicare plans or taking insurer compensation.
  • Compares every plan available where you live.

What a Fee-Only Medicare Advisor means

As a Fee-Only Medicare Advisor, my Florida Unaffiliated Insurance Agent license lets me advise and, by law, forbids me from selling insurance or taking money from insurance companies. You pay a flat fee. My pay never changes with the plan you choose, and I compare every plan available in your area.

Fee-only Medicare advisor

Jason’s model
  • You pay me. I work for you.
  • I compare every plan available in your area.
  • No commissions, bonuses, or insurer payments.
  • One flat fee, stated before we start.
  • My pay does not change if you choose Medicare Advantage, Medigap, Part D, or no change at all.
  • You get advice built around your costs, doctors, prescriptions, and risk.

Commission-Based Medicare Agent

  • “Free help” still gets paid for
  • Agents earn commissions when you enroll.
  • Agents can show only plans from insurance companies they are contracted with.
  • Hidden incentives can include award trips, sales leads, marketing reimbursements, and more.
  • Medicare Advantage pays MORE than Medigap Plans.
  • Agents earn a new commission when you switch plans.
  • That pay structure can reward movement, even when caution would serve you better.

A wrong Medicare plan can cost thousands more than the right one, and the mistake can compound year after year.