
Fee-Only Medicare Advisor
- Works for you, not insurance companies.
- Forbidden by Florida law from selling Medicare plans or taking insurer compensation.
- Compares every plan available where you live.
What a Fee-Only Medicare Advisor means
As a Fee-Only Medicare Advisor, my Florida Unaffiliated Insurance Agent license lets me advise and, by law, forbids me from selling insurance or taking money from insurance companies. You pay a flat fee. My pay never changes with the plan you choose, and I compare every plan available in your area.
Fee-only Medicare advisor
Jason’s model- You pay me. I work for you.
- I compare every plan available in your area.
- No commissions, bonuses, or insurer payments.
- One flat fee, stated before we start.
- My pay does not change if you choose Medicare Advantage, Medigap, Part D, or no change at all.
- You get advice built around your costs, doctors, prescriptions, and risk.
Commission-Based Medicare Agent
- “Free help” still gets paid for
- Agents earn commissions when you enroll.
- Agents can show only plans from insurance companies they are contracted with.
- Hidden incentives can include award trips, sales leads, marketing reimbursements, and more.
- Medicare Advantage pays MORE than Medigap Plans.
- Agents earn a new commission when you switch plans.
- That pay structure can reward movement, even when caution would serve you better.
A wrong Medicare plan can cost thousands more than the right one, and the mistake can compound year after year.